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Health Net Insurance

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Health Net Insurance

If you are seeking to receive treatment for drug or alcohol use disorder, you may be able to get financial help through your Health Net coverage. Let New Directions for Women help you navigate your insurance plan and verification. We are here to assist you as you take the next step in your journey to recovery!

What Is Health Net Insurance?

The insurance group Health Net covers 5.9 million people across all 50 states through the following benefit plans.

  • Point of Service (POS)
  • Health maintenance organization (HMO)
  • Preferred provider organization (PPO) 

The Health Net
insurance plans are:

  • Individual 
  • Group
  • Medicaid
  • Medicare
  • Tricare
  • Veterans Affairs

Health Net insurance believes that every individual deserves a safety net for their health, regardless of the following circumstances:

  • The current state of health
  • Employment status
  • Income
  • Age

Health Net insurance has access to the following programs:

  • Substance abuse
  • Employee assistance
  • Managed health care products related to prescription drugs
  • Behavioral health services

They offer health services and plans through Health Net, LLC and its subsidiaries:

  • Health Net Life Insurance Company
  • Health Net of California, Inc.,
  • Health Net Community Solutions, Inc., 

The above-mentioned entities are completely owned subsidiaries of Centene Corporation (NYSE: CNC) which is a Fortune 50 company providing
health coverage to over 20 million Americans.

What Is The Origin Of Health Net Insurance?

Health Net was founded more than 40 years ago and remains committed to transforming the community’s health, one individual at a time. Today, Health Net’s 85,000 network providers and 3,000 employees serve over 3 million members. That’s practically 1 in 12 Californians. They provide health coverage for the following individuals:

  • With Medi-Cal Coverage for Every Stage of Life
  • Attaining Medicare
  • Businesses of every size
  • Families 

By being in pursuit to fully transform the community, Health Net partners with local organizations to combat violence and poverty and promote healthy lifestyles. Health Net is a proud supporter of the California Partnership To End Domestic Violence. In 2020 alone, over 130,000 was donated to support domestic violence survivors during the COVID-19 pandemic. 

Health Net has also partnered with Donate4Sacramento to ensure the most vulnerable members of the community receive the care and help they need during the COVID-19 pandemic. 

What Are the Office Locations of Health Net?

  • Woodland Hills (HQ)
  • Huntington Beach
  • Rancho Cordova
  • San Bernardino
  • Sacramento
  • San Rafael
  • San Diego
  • Stockton
  • Chatsworth
  • Bakersfield
  • Pasadena
  • Modesto
  • Oakland
  • Fresno

How Can Health Care Help Cover Treatment-Related Expenses?

Health Net does help cover treatment-related expenses. The introduction of the Affordable Care Act (ACA), includes substance use disorders (SUD’s) as 1 of the 10 components of key health benefits. Health Net insurance plans are required to provide substance abuse treatment services. Simply put, your MHN or Health Net plan will cover the same amount of rehab costs that a regular hospital visit would cost.  

Coverage varies on the following areas:

  • The place of residence
  • Type of insurance plan 


There is health net coverage for the following groups:

  • Businesses
  • Individuals
  • Families

Individuals with Medicare, Health Net provides care to over 3 million members. 

Is Health Net Mental Health Covered By Insurance?

Health Net mental health coverage is covered by insurance. Managed Health Network (MHN) is a subsidiary of Health Net. It provides family and individual coverage for addiction treatment and mental health services. Additionally, MHN offers Employee Assistance Programs (EAP’s) and other member-based assistance programs geared to assist businesses to provide behavioral care to their employees.

MHN behavioral plan benefits might cover inpatient and outpatient treatment and assessment through:

  • Psychiatrists 
  • Licensed counselors 
  • Psychologists 

Alternative Levels Of Care

  • Treatment follow-up aftercare and assistance
  • Long-term residential treatment
  • Intensive outpatient programs
  • Partial hospitalization 
  • Crisis intervention 24/7

To understand the overall cost of treatment while searching for health insurance options, MHN offers a treatment cost estimator. The main purpose of this estimator is to assist a person with factoring out the extent of rehabilitation program choice coverage and out-of-pocket costs. 

MHN utilizes case managers to assist members to receive the best possible treatment outcome and manage resources. This process will help to ensure that the members engage in the following: 

  • Receive crisis care and intervention when needed 
  • Follow doctor’s recommendations
  • Manage prescriptions effectively 

MHN’s Driving Under the Influence (DUI) programs started in 1978. Though MHN is a healthcare organization managed by Health Net, the DUI programs assist members in the navigation of the legal system around DUI requirements and laws. They can typically involve care for another health-related issue or an outpatient alcohol treatment program. 

Instead of having a program assigned by the court system, a member can ensure that they receive long-term substance abuse treatment after collecting a traffic ticket by completing MHN’s DUI program. MHN manages an online support tool aimed to help individuals in recovery from mental illness or substance abuse. The confidential resource, Called myStrength provides numerous self-help options to improve mood and manage stress between appointments.  

How To Receive Addiction Treatment Coverage Through Health Net?

Health Net maintains a tool called the Provider Search tool online. It assists in narrowing down treatment options based on where each person lives and the type of plan that they have. By contacting a Health Net representative over the phone, a member can also access help. 

Even though Health Net and subsidiaries such as MHN do not cover 100 percent of each therapy session or doctor’s visit, the organization does cover additional features of addiction treatment, including a variety of rehabilitation programs, compared to other health insurance companies. Some insurance programs cover one month of inpatient treatment and outpatient treatment options only. 

The previously mentioned options are enough to gain appropriate medical treatment by utilizing evidence-based approaches. In comparison, Health Net might require a few out-of-pocket copays or spending, but the organization covers a nice part of numerous behavioral healthcare treatment options, guaranteeing members have access to individual treatment aimed to enhance long-lasting health.

What Is New Directions Role In Verifying Insurance?

We are in-network so it allows our clients to have their insurance utilized at a predetermined rate which is to be negotiated by your insurance provider on your behalf. It is important to note that having insurance coverage does not always mean that the policy will allow the insured addiction treatment services. Understanding the process is quite simple.  

  • New Directions for Women will verify insurance coverage and determine if the individual has the benefit. 
  • We will then collect treatment authorization if you or your loved one is clinically appropriate
  • New Directions for Women will bill the insurance on the individual’s behalf. 

Get Help At New Directions For Women Today

We are aware of how scary, emotional, and stressful it is coming to grip with addiction and the impact it has on mental health. Here at New Directions for Women, we would be happy to assist you with your very own individualized treatment plan and health net coverage. Contact us today to get started.

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